
Trade Credit Insurance
Protect your accounts receivable and grow with confidence. Trade credit insurance safeguards your business against customer non-payment so you can extend terms and explore new markets without the worry.
Schedule ConsultationWhat Is Trade Credit Insurance?
Trade credit insurance is a policy that protects your business from the financial impact of a customer failing to pay their trade debts. Whether due to insolvency, protracted default, or political risk, it ensures a single non-paying account doesn't derail your bottom line.
1. Protect Your Receivables
Your unpaid invoices are an asset on your balance sheet. Trade credit insurance insures those receivables, reimbursing you when a covered customer fails to pay due to insolvency or default.
2. Grow Sales With Confidence
With the safety net of coverage in place, you can confidently offer more competitive credit terms to existing customers and extend credit to new buyers without taking on undue risk. Key benefits include:
- Expand into new domestic and international markets
- Increase credit limits for growing customers
- Strengthen your borrowing base with lenders
3. Reduce Bad Debt Write-Offs
When a customer defaults, the insurer absorbs the loss up to your policy limits. This predictable protection helps you avoid the cash-flow shock of a major unpaid invoice and keeps your balance sheet stable.
Download the Application Form to Get Started
To begin your trade credit insurance application, you'll need to download and complete our form. Click below to open the PDF, fill it out, then return to this page to upload your finished application.
Download Application FormOnce completed, scroll down to upload your form below
What Trade Credit Insurance Covers
Customer Insolvency
Reimbursement when a buyer declares bankruptcy or enters liquidation.
Protracted Default
Protection when a customer fails to pay within an agreed timeframe.
Political Risk
Coverage for losses caused by political events affecting overseas buyers.
Cash-Flow Stability
Predictable protection that keeps your working capital secure.
Upload Your Completed Form
Finished filling out the application? Submit it below along with your contact details and one of our advisors will follow up with you shortly.